Job Description
Saluda Grade is seeking an Analyst to join its Transaction Management team, supporting the middle office functions of the firm’s investment platform. Working directly with senior Transaction Management professionals, the Analyst will partner with the Investment team, Finance, and Operations to support whole loan trade booking, warehouse and securities repo financing activity, and the accuracy of loan and facility data in the firm’s system of record. The ideal candidate is an early-career finance professional with a strong interest in structured finance who uses technology to work smarter.
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Essential Responsibilities
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• Enter and maintain whole loan purchases and sales in the firm’s system of record, including trade tape uploads, traded balance updates, and approved changes arising from diligence, repricing, partial settlements, and transfers.
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• Prepare whole loan trade confirmations for review, reconcile terms to booked trades, and maintain complete transaction records.
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• Partner with Collateral Administration to reconcile collateral status, track settlement exceptions and releases, and support internal transfers so positions and borrowing bases remain aligned.
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• Validate loan-level data and reconcile firm records to trade tapes, servicer data, and financing statements; investigate breaks and process approved corrections.
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• Support warehouse fundings, paydowns, and releases by assembling collateral schedules, preparing advance and paydown calculations, and booking approved financing activity.
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• Maintain unencumbered asset inventories and compile inputs for purchasing power analysis, including available cash, facility capacity, collateral eligibility, and advance rates.
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• Gain exposure to facility negotiations and amendments alongside senior Transaction Management professionals.
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• Assist in capturing facility terms and amendments in the system of record, verified against executed documents.
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• Over time, responsibilities will expand to include borrowing base production, facility waterfall review, and financing and capital efficiency analysis.
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Basic Qualifications
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• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, Real Estate, or a related field.
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• 1–2 years of experience in structured finance, transaction management, or middle office, or a related financial services role; relevant internships are welcome.
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• Comfort using AI tools to streamline analysis, reporting, and document review is a plus.
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• Foundational understanding of financial transactions and cash flows; familiarity with mortgage loans, warehouse financing, securities repo, facility waterfalls, or borrowing bases is preferred.
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• Ability to learn internal portfolio and transaction systems; prior experience with loan-leveldata or investment platforms is a plus.
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• Demonstrated ability to work accurately in a fast-paced, deadline-driven environment.
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Skills and Abilities
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• Highly organized and detail-oriented, owning deliverables through completion.
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• Strong analytical and problem-solving skills, with the ability to identify discrepancies and explain findings clearly.
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• Clear verbal and written communication and the ability to work effectively with internal teams and external counterparties.
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• Ability to prioritize multiple workstreams and meet daily reporting and funding deadlines.
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• Sound judgment on escalating issues, paired with the initiative to bring proposed solutions.
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• Intellectual curiosity about credit markets, loan products, and financing structures, and eagerness to take on increased responsibility.
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• Takes initiative to improve data quality and automate recurring work.
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Salary: 75,000
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Location: New York, New York
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